Whether you plan to remodel your home, buy a residential lot, or use the equity in your home for another reason, our experienced loan officers are here to help. From banking to investments and insurance, we work to understand your full financial picture. Then, we create tailored solutions using a combination of flexible loan products, competitive rates, and unmatched personal service.
FINANCING AVAILABLE at competitive rates.
We offer a wide variety of loan products at competitive rates to help you with everything from home upgrades to residential purchases.
HOME IMPROVEMENT LOAN
Remodeling or adding on can help upgrade one of your biggest investments.
HOME EQUITY LOAN
Put your home's equity toward anything from home remodeling to debt consolidation.
HOME EQUITY LINE OF CREDIT
Borrow only the money you need when you need it to remodel your home, take a dream vacation, build a pool, or cover emergency expenses.
APPLYING IS QUICK AND EASY
CONTACT ANA FOR MORE INFORMATION ABOUT ALL FROST'S LOAN PRODUCTS
PURCHASE MONEY SECOND
Supplement your down payment or split a large loan to receive more a more favorable blended interest rate.
LOT LOAN
Purchase a residential lot to build your own home
Expect more than just a loan.
At Frost, we want to offer you more than just a loan. We want to be your financial partner for life. That means that whether you're navigating loans, banking, investments, or insurance, or are just looking for prudent financial advice in the future, we'll be there to help.
Serving the Greater Houston Area

Give me a call.
Ana Torrez
(713) 388-1350
ana.torrez@frostbank.com
NMLS # 2259842
Investment management services, financial planning, and trust services are offered through Frost Wealth Advisors of Frost Bank. Investment and insurance products are not FDIC insured, are not bank guaranteed, and may lose value. Brokerage services offered through Frost Brokerage Services, Inc., Member FINRA/SIPC, and investment advisory services offered through Frost Investment Services, LLC, a registered investment advisor. Both Companies are subsidiaries of Frost Bank. Additionally, insurance products are offered through Frost Insurance. Deposit and loan products are offered through Frost Bank, Member FDIC. Subject to credit approval.